Priority One Payroll provides you with the best solution for workers’ compensation needs powered by Next Insurance Services, formerly known as AP Intego.  The product solution is pay-as-you-go workers’ comp which requires low or no down payment, your premium is paid electronically on your payroll period, and your risk of audit at year end is minimized.  Next Insurance Services, is a specialized and focused pay-as-you-go workers’ compensation agency, works with the best insurance companies, and will do their best to provide you the lowest possible premium, all this coupled with this fantastic pay-as-you-go workers’ comp product.

Learn More About Pay-As-You-Go Get a Quote Here  Requests for Certificates of Insurance


Priority One Payroll is one of the few payroll service providers in New York State to be approved with the NYS Insurance Fund PAYGO program. NYSIF PAYGO is a simple and convenient way for eligible policyholders to pay their workers’ compensation insurance through approved payroll processors.

Learn More About NYSIF PAYGO

Benefits of the Priority One Payroll Workers’ Compensation program are clear:

  • No down payment
  • No checks to write
  • No monthly billing
  • Improves cash flow
  • Accurate calculations based on actual payroll figures rather than estimates
  • Minimizes the audit adjustment at policy year-end
  • Superior Customer Service

Our Partners

  • Next Insurance
  • TruPay
  • InsurePay
  • The Hartford
  • Guard Insurance
  • Travelers
  • CNA
  • Amtrust

How Does It Work?

The Advantages of Pay-As-You-Go Workers’ Compensation:

Ensures Accuracy

  • Since your premium will be based on your actually payroll as opposed to estimates, you’ll eliminate the risk of a surprise bill at the end of the year.
  • The old method utilizes estimates to determine your premium. Therefore, at the end of the year, after the year-end audit, you’ll discover what you actually owe. Unfortunately, if you underpaid, you’ll have a bill to address.

Improves Cash Flow

  • No down-payment required thus improving cash flow.
  • The old method required large down payments with payments based on estimated payroll to follow.

Saves You Time

  • Premiums are automatically withdrawn, reducing chance of audit risk.
  • The old method required writing checks and working hours with the insurance company on the audit at year-end.